United Kingdom · 2026/27
UK salary and tax calculators
Tools built for the UK tax system: PAYE, National Insurance, the four nations, student loan plans 1 to 5, and the tax codes HMRC actually issues.
Tools
Choose a calculator
Take-Home Pay Calculator
The main tool. England, Wales and Northern Ireland rates by default, with a Scotland switch.
Scotland Take-Home Pay
Scottish rates as the default, plus the difference against England shown in pounds.
The rates
UK income tax 2026/27
| Band | England, Wales, NI | Scotland |
|---|---|---|
| Personal Allowance | £12,570 at 0% | £12,570 at 0% |
| First band | 20% to £50,270 | 19% to £16,537 |
| Second band | 40% to £125,140 | 20% to £29,526 |
| Third band | 45% above £125,140 | 21% to £43,662 |
| Fourth band | — | 42% to £75,000 |
| Fifth band | — | 45% to £125,140 |
| Sixth band | — | 48% above £125,140 |
National Insurance is the same everywhere
8% on earnings between £12,570 and £50,270, then 2% above that, wherever in the UK you live. Only income tax differs in Scotland.
Dates
The 2026/27 tax year
1
6 April 2026
New rates take effect. Everything on this site is set to them.
2
5 April 2027
The year closes. Allowances do not carry over.
3
31 January 2028
Self Assessment deadline for the 2026/27 year.